Looking To Get Insurance Quotes? You’ve Come To The Right Place
We have made it easy for Oklahoma residents to shop for insurance quotes and find the best rates for the right coverage. Whether you would like to find home, manufactured home, auto, RV, life or commercial insurance coverage, comparing quotes and companies is the ideal way to find the best insurance rates. So Get Oklahoma Insurance Quotes Now!
Homeowners Insurance
Your home is one of your greatest and most valued investments. The best way to protect it is using home owners insurance. Home insurance is designed to protect both you and your home against most common perils such as wind & hail, fire, non-flood water damage, theft, explosions, and riots.
Types of Homeowners and Dwelling Insurance Policies:
- Homeowners Insurance
- Builders Risk Insurance
- Rental Home Insurance
- Vacation Home Insurance
- Secondary Residence Insurance
- Modular Home Insurance
- Vacant Home Insurance
- Condo Insurance
Most financial institutions including banks require proof of insurance on your home before issuing a mortgage. Homeowners Insurance is such a basic form of insurance coverage that it’s recommended for all the people that own homes, even the ones that have paid their mortgages in full.
Your Oklahoma home owners policy covers:
- The structure/dwelling. Unattached structures such as swimming pools, tool sheds, fencing and garages may or may not be covered depending on your policy.
- Personal property such as clothing, furniture, and appliances to a particular limit. Policies may also cover damage or theft of personal property away from home.
- Temporary living expenses in case you have to find a place to live while your home is being repaired
-Personal liability for accidents that occur on the property or accidents caused by your pets or family members off your property.
Save time and call in to get an insurance quote for your home, rental property, vacant dwelling or even the construction of your new home. We can personalize your home owners coverage plan by learning more about what your specific needs are.
Call now to get your free homeowners insurance quote today!
Mobile Home Insurance
Mobile home insurance is similar to homeowners insurance but is specifically designed for people that own manufactured homes or mobile homes. A manufactured home is defined by the Manufactured Housing Institute as a single-family home made entirely in a regulated factory environment and built to federal manufactured home construction safety standards.
Types of Mobile Home Insurance Coverage:
- Manufactured Home Insurance / Mobile Home Insurance
- Secondary Residence Manufactured Home Insurance / Vacation Mobile Home Insurance
- Rental Mobile Home Insurance (Landlord Property)
A typical Oklahoma mobile home insurance policy covers damage from most perils such as wind & hail, fire, physical damage from vandalism, theft and liability for injuries to other persons as well as their property. Anyone that owns a mobile home qualifies for this type of coverage even those that don’t live in them year-round. That is why it is important to discuss coverage options with an insurance professional so that you will know what your policy will cover.
Generally, most lenders and financial institutions require manufactured home insurance before offering a mortgage to a mobile home buyer.
Call now to get your free manufactured homeowners insurance quote today!
Renters Insurance
Renters insurance covers personal property including furniture, electronics, clothing, jewelry, and other valuables if you rent an apartment or room. It typically also covers against personal liability up to a specific amount for people that are injured in the dwelling, apartment or condominium.
Renter’s insurance may cover the possibility of damage to your personal contents from situations such as vandalism, theft, water from pipes, explosions, wind, lightning, smoke, and fire. It might also cover any costs associated with living elsewhere while the rental unit is under repair.
Anybody that rents living space in Oklahoma should consider getting personal contents insurance even though less than 25 percent of renters actually do. It is of great importance if you have valuables such as artwork, jewelry, memorabilia, or expensive electronics that can be hard to replace if stolen or damaged.
Call now to get your free renters insurance quote today!
Auto Insurance
Auto insurance is required if you own a vehicle irrespective of how often you drive it. Each and every state considers it unlawful to operate a vehicle without the minimal liability insurance, which means that if an uninsured driver is found driving without the proper coverage, he/she risks facing considerable fines.
Leasing and auto finance companies in Oklahoma may include auto insurance provisions in the repayment agreement stating that the registered owner of the vehicle should maintain minimum coverage on the vehicle that’s not less than the current loan payoff amount.
Auto insurance costs vary depending on various factors including your credit score, gender, age, type of vehicle, and your driving record. Auto insurance policies provides protection in some combination of liability, collision, theft, and related coverage to protect you, others, and your vehicle.
Even though this section is for car insurance, don’t forget motorcycle insurance. The same principles of auto insurance also applies to motorcycle coverage and Oklahoma requires the same minimal liability coverage on motorcycles as it does on vehicle insurance in order to legally drive on the roads.
Auto insurance coverage options in Oklahoma include:
- Bodily Injury Liability – It protects people injured in an accident that you cause. All of the states in our union require that you have this coverage on your personal vehicle.
- Comprehensive Coverage – It protects your vehicle from non-accident events such as theft or damage caused by wind & hail along with wildlife.
- Collision Coverage – It protects your vehicle should it get damaged in an at-fault accident. The coverage may also be required by your lender.
- Replacement Value Coverage – It is an optional form of coverage that pays for replacing your vehicle brand-new rather than the depreciated value. Coverage availability depends upon each insurance company’s offer.
- Personal Injury or Medical Payments Protection – It covers medical costs to injured parties.
If you are new to auto insurance, are looking for a better rate, or wish to switch to a different insurance provider, you have come to the right place. Auto insurance is very important, not only because it is required by the law, but also because it protects you, your passengers, and your assets.
Call now to get your free auto and motorcycle insurance quote today!
RV Insurance
Your RV is much more than a way to get from one place to another. It is literally a home away from home. It is a way of life and a chance to experience the country and the world at large without having to leave the comforts of your home behind.
Types of RV Insurance Coverage:
- Fifth-Wheel Insurance
- Travel Trailer Insurance
- Class A Motorhomes Insurance
- Class C Motorhomes Insurance
Whether you live out of your RV permanently or only use it for occasional camping trips, you should have robust RV insurance coverage to protect it. RVs tend to hold personal items and memories to a much greater extent than cars, that it would be devastating to lose.
It is important to ensure that you have the coverage needed to help get you back on the road as quickly as possible in case anything happens to your recreational vehicle. Unfortunately, RV insurance is a bit more complicated than other types of auto insurance because it is also a type of home.
If you purchase insurance coverage for your RV, it is important to ensure that it is covered both while it is on the road and when it is stored. You need to ensure that you have collision coverage for the exterior as well as theft insurance for all the things contained inside.
Call now to get your free RV insurance quote today!
Life Insurance
Life insurance is one of the most important forms of coverage you can buy for yourself. While life insurance policies do vary depending on the policy and coverage benefits, most life insurance policies are designed such that a sum of money is paid to a select beneficiary in the event of a person’s death.
Individuals, relatives, friends, and corporations may all be policy holders and policy beneficiaries and may use the money to cater for their needs such as covering funeral expenses, paying off their debts, or even supplementing their income.
Types of Life Insurance Coverage:
- Term Life Insurance
- Mortgage Life Insurance
- Universal Life Insurance
- Whole Life Insurance
- Burial Insurance For Seniors / Senior Life Insurance No Medical Exam
- Small Business Life Insurance
- Key Employee Life Insurance
Call now to get your free life insurance quote today!
Call Us Now: (405) 896 - 4912
Commercial Insurance
Commercial insurance is designed to protect businesses against a variety of correlated hazards that may potentially lead to distressing fiscal reparations and lawsuits. Having the protection that you require eliminates unnecessary stress thus allowing you to do what you do best, which is to run your business at full potential.
Types of Commercial Insurance Coverage:
- Business Owners Policy (BOP)
- General Liability
- Commercial Auto Insurance
- Workers Comp
Commercial insurance is a must for businesses to be fully protected. Small business owners and contractors alike require commercial insurance of some sort for legality purposes. If you are doing business and there are potential hazards likely to cause major setbacks, commercial insurance ensures that you are adequately protected and covered in case of any situation likely to have a negative impact on you and your business.
Call now to get your free commercial insurance or workers comp insurance quote today!
Insurance is an important aspect of modern living. Without it, life can be very difficult if not impossible to handle. It can ensure that you are adequately protected in case disaster strikes.
Call now to get Oklahoma insurance quote today!